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Your wealth lives in more than one currency.

Whether you're buying a home abroad, funding an education overseas or managing a portfolio across currencies, we help you understand the risk and decide how to manage it.

  • PropertyBought abroad
  • School feesPaid overseas
  • RelocationIncome & pensions
Common situations

Where we help.

  • Buying or selling property in another country
  • International school and university fees
  • Relocating to or from the UK, Europe or the Gulf
  • Receiving proceeds from a business sale, inheritance or bonus in another currency
  • Investment portfolios held in dollars, euros or other currencies
  • Income in one currency, with commitments in another
How we help

Clarity first, then a plan.

We start by understanding what you need, when you need it and how exposed you are.

Then we give you our view of the market, set out your options clearly, and help you act on them through our banking partners if you choose to. Throughout, you'll have a dedicated analyst to talk to.

Illustrative example

Dubai income, UK school fees.

Illustrative exampleNot a real client

A client based in Dubai, paid in dirhams, is committed to UK school fees of around £60,000 a year for the next five years. Because the dirham is pegged to the dollar, their real exposure is to GBP/USD. We model the impact of sterling strength on the total cost, discuss the outlook, and set out options, from fixing part of the next two years' fees with forward contracts to a staged approach that keeps some flexibility.

This is a hypothetical example for illustration only and does not represent any actual client outcome.
Annual fees£60,000
Commitment · 5 years£300,000
Real exposureGBP/USD

AED is pegged to USD, so sterling strength raises the cost in dirhams.

Next step

Start with a conversation.

Every client relationship begins with a confidential consultation. We'll understand your currency exposure, your objectives and your timelines, and show you how our research and advisory can support you.

  • Confidential and no obligation
  • Calls in UK or Gulf hours
  • A response within one business day